1) Recently, the director of 'Kingfisher Airlines' has been declared a wilful defaulter by the Indian banks. According to RBI, what constitutes a 'wilful defaulter' ?
a) Non payment of loan amount despite having the capacity to pay.
b) Diversion of loan money for other purposes.
c) Siphoning off of borrowed money.
d) Selling the assets given as security against the loan, without informing the lender.
e) All of the above
2) As per the February 2016 estimates, the amount with 'wilful defaulters' account for what percentage of gross non performing assets (NPA)?
a) About 21%
b) Less than 10%
c) Less than 1%
d) More than 33%
Answer :
1) e
2) a
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